Comments for Smart Pet Insurance

Comment on Pet Insurance for Pre Existing Conditions by Kelly

Kelly — Thu, 19 Jan 2012 17:25:37 +0000

I have tried Pet Assure, and I like it. My Corgi was born with a liver issue (pre-existing condition) and it was still covered. No complaints from me.

Comment on Trupanion Dog Insurance Review by Carrie

Carrie — Fri, 15 Jul 2011 20:00:39 +0000

I purchased Trupanion a year ago when our girl was about three months old, knowing the great advantage of enrolling her at a young age. Detuctable was about $200+ per incodent with a monthly premium of $28.00. We chose Trupanion based on the so called “no limit” and “your monthly premium will not increase as your pet ages or claims filed.” We were told there may be a slight possibility of a “minimal” increase if the vet costs in our area increase. About 11 months pass, no claims filed, Bella turns a year, and I get an email stating my monthly premium was going to be over $55.00 per month. Almost DOUBLED!!!! When I called to question this, I spoke with a “Supervisor” who stated the increase was due to the advances in pet healthcare and treatment. I had no idea there had been such advances in the last 11 months. Trupanion doesn’t cover basic/routine visits or procedures, charge extra for hip dysplasia (& only for a year), no spay/nueter, heartworm, preventative, etc… We chose them soley on the “Your premium will not increase” and actually expected it to over the years, a few dollars at a time. But to almost double the premium after only one year with no claims filed is a complete misrepresentation of their practices. I feel the actions are criminal and they misled a consumer for financial gain. I will pursue my complaint, but explained to the man that I would try my best to let everyone know how dishonest they are. I am again researching pet insurance options, unfortunately, I will not be able to get a low monthly premium based on a puppy’s age. Thanks Trupanion for being dishonest and lying to consumers for financial gain.

Comment on Looking for Good Pet Insurance Reviews? by ralph@insurancecomparisons.org

ralph@insurancecomparisons.org — Sun, 03 Jul 2011 02:37:15 +0000

Forget Insurance set up a bank account to cover any costs you might incur on his behalf. Set a side a few euros/dollars per week and then should anything happen you’ll have money there to cover the costs. If nothing happens then you’re on the upside re money and a healthy happy dog. I wouldn’t waste my money on insurance IMO it’s a scam, and you, the owner is the loser in most cases.

Comment on Looking for Good Pet Insurance Reviews? by insurance comparisons

insurance comparisons — Wed, 08 Jun 2011 08:46:43 +0000

It is smart to do the same search would you when research human health insurance. There are so many different variations, so you need to know what you are looking for. It is easier to do this research online, as it is easy and the best place to get all the information you need.

Comment on Looking for Good Pet Insurance Reviews? by Colleen

Colleen — Thu, 26 May 2011 21:14:03 +0000

I had the AKC insurance for my pups for a couple years. Then it came time to utilize the plan for illness. We had the Wellness Plan, for dental cleaning and annual shots it was OK for reimbursement after the deductible. The customer service was pretty weak and the claim processing was disorganized at best. They would misplace the claims repeatedly. Then I needed to use the “illness” portion for one of my beloved pets — it was terrible — the entire AKC company from the employee who answers the phone, to the claim processor, to the actual “quality” of the policy. Much to my heartbreak the doctors could not save my precious boy. The AKC even denied euthanasia. Here I thought I had diagonostics, hospitalization, illness. The AKC has many areas that allow them not to pay the claims, they don’t cover arthritis, diabeties, heriditiary, genetic conditions. They have annual maximums and per incident maximum as well. I have cancelled with them and now with a reputable provider who does cover all of what I indicated the AKC does not for LESS money then I paid with the AKC Wellness Plan. From my experience I would never recommend the AKC insurance. For me the AKC coverage was a huge mistake. In the end when you need the insurance — clearly the AKC is not there as my experience was and I incurred thousands of dollars of expense not to mention the enourmous premium I paid to the AKC. Read all the fine print inclusive for the many exclusion. Many providers do not have the limitations the AKC does and anyone has to have better customer service and organization then they did. I am now with a wonderful provider — Embrace — so good insurance is available — you just need to be with a reputable provider and for me that absolutely is Embrace.