Trupanion is a new pet insurance company in the US, but they have operated in Canada for over six years, under the name Vetinsurance.
They are located in Lynnwood, WA
PROS
- Customizable deductible changes the cost of premium (higher deductible lower premiums)
- 30-Day Money-Back Guarantee
- If no claims have been filed during the policy period, you can cancel it during the first 30 days of coverage for a full refund of the premium.
- Coverage or co-insurance does not change due to pet’s age or number of claims filed
CONS
- There seems to be more exclusions and limitations than benefits
- Veterinarians examination fees are not covered
- Pets must undergo a complete clinical examination paid by pet owner in order to activate the policy
- Deductible is per incident
the sound like a great company. I’m trying to narrow it down between them and another company, but seems like trupanion is a better bang for the buck.